How to Protect Your Home’s Equity

How to Protect Your Home’s Equity

Learn about how California’s Homestead laws can help protect the equity in your home. California and many other states have homestead laws to protect families against creditors.  A homestead property is a primary residence that is exempt from claims or eviction by unsecured creditors. A homestead exemption is in effect a lien that protects a certain amount of equity in a person’s home by limiting the amount of liability for certain debts against which a home can be used to satisfy a judgment.  For instance, if a creditor tries to foreclose on your home to satisfy your debt, a certain amount...Read more
Should I Work with a Real Estate Agent to Buy a Home in California?

Should I Work with a Real Estate Agent to Buy a Home in California?

Buying a new home is an exciting prospect.  If you are new to the home buying process, learn the steps to purchase a home in California.  When you are prepared with your priorities and target neighborhood(s), a licensed California real estate agent can be an invaluable tool to help you achieve your home buying goals.   Real Estate Education: Practice, Principles, Law and Appraisal To become a licensed real estate associate in California, you have to take a number of classes regarding real estate law, practice, principles, appraisal, etc., as well as pass a state administered exam.  Licensed real estate...Read more
How to Buy a Home in California

How to Buy a Home in California

Learn about the home buying process in California: Buying a house for the first time can seem scary.  For many people, it is the largest investment they will ever make.  It is important as a homebuyer to be well informed and understand all of your options.  Fortunately, California Real Estate law along with licensed real estate professionals are in place to protect you and your investment and give you all the information you need to make a well informed decision.   STEP 1: Assess Your Needs Just as every property is unique, every buyer’s situation and priorities are unique.  Spend...Read more